Financial Planning
For Physicians

You should hire us not because we are smarter than you, but because we aren’t you. As a human, you feel emotion around financial decisions. To help you make the best decision possible, we believe it helps to work with someone who isn’t you. We aren’t here to make decisions for you. Instead, we’re here to shine a light on your blind spots that you, by definition, cannot see. This provides a check and balance to your emotions and decisions.

We are a fee-only firm. All of our compensation comes directly from clients. There are no commissions, kickbacks, or any other fees outside of what our clients directly pay us.

No. We provide advice on purchasing products and how they fit your situation. Our fees come directly from our clients.

The lion share of our fees are derived from our financial planning fees. We believe this creates an environment in which we are incentivized to have individuals stay on as clients year after year. We believe the only way this will happen is if we are providing advice that is in our client’s best interest.

Yes, we are fiduciaries. You can find our signed fiduciary statement here.

Being a fiduciary means we are held personally liable if we give you bad advice.

Financial planning fees are drafted from a checking or savings account on a mutually agreeable frequency, typically monthly, quarterly, or semi-annually.

Investment management fees (if applicable), are drafted quarterly directly from the account(s) being managed.

The best way we know how to explain this is with a picture.

Physicians looking for someone to walk with them through all financial decisions.

Individuals interested in having us tell them when to get in or get out of the stock market. Individuals interested in having an an advisor for a few months.

Yes. We prefer to meet in-person but sometimes that just isn’t possible. We use RingCentral for virtual meetings but we can also meet virtually via Google Hangouts, Skype, FaceTime, or just the telephone – whichever method of communication is convenient for you.

Yes. We can work with clients across the country.